Finding Borrowing Options After Previous Credit ProblemsPeople with imperfect credit histories sometimes assume mainstream borrowing is permanently unavailable. In reality, lending decisions can depend on numerous factors, and different providers may have different criteria … Read More

Financing a Major Home Renovation: What Property Owners Should ConsiderHome improvements can range from relatively inexpensive decorating projects to major renovations costing tens of thousands of pounds. Extensions, loft conversions, new kitchens, energy-efficiency improvem… Read More

Loans and Poor Credit: How to Compare Your Options SensiblyCredit problems can arise for many reasons, including periods of unemployment, unexpected household costs or previous borrowing that became difficult to manage. Once negative information appears on a credit record, f… Read More

Planning a Kitchen Renovation? Work Out the Finance Before Building BeginsA new kitchen can transform how a household uses its home, but it can also become one of the more expensive renovation projects. Cabinets, worktops, appliances, flooring, plumbing and electrical work c… Read More

Loans Despite a CCJ: Why Specialist Lending Still Requires Careful ComparisonTraditional lenders may apply criteria that make borrowing more difficult for applicants with adverse credit history. Specialist lenders can sometimes take a broader view, but that does not mean eve… Read More